Frequently Asked Questions

Yes, we can file returns for previous tax years.

Late returns can still be filed, and it's always better to file late than not at all — penalties stop growing once the return is submitted.

HMRC can go back up to 20 years in cases of serious non-compliance, but for most people the main concern is the last few years. We'll handle each year separately and let you know what penalties or interest may apply.

Message us on live chat and we can talk through your situation, or book a call with us if you'd prefer.

Yes, all of these fall under our £199 Advanced Tax Return.

Cryptocurrency disposals need to be reported as capital gains, and any staking or mining income may also be taxable.

Foreign income needs to be declared even if tax has already been paid abroad, though you may be able to claim Foreign Tax Credit Relief to avoid being taxed twice.

RSUs and share options can be particularly complex — the taxable event, the amount liable, and how to report it depends on the scheme type.

We handle all of these regularly and will make sure everything is done correctly.

It depends on your income sources, but here's what's typically needed:

• Your P60 or P45 from your employer
• Bank statements or summaries showing savings interest received
• Dividend vouchers or an investment platform summary
• Self-employment income and expenses for the year
• Rental income figures and allowable costs
• Any pension income details
• P11D if your employer provided benefits

You don't need to have everything perfectly organised before you start — fill out our form with what you have and we'll tell you exactly what else we need.

The Simple Return at £149 covers most straightforward situations: employment income alongside freelance or self-employment earnings, rental income from one or two properties, dividend income, or savings interest. If your tax affairs are fairly standard and all your income is UK-based, this is the right option.

The Advanced Return at £199 is for more complex situations, including:

• Cryptocurrency gains or income
• Foreign income or overseas employment
• RSUs, EMI options, or other share schemes
• Income from multiple properties
• Director's salary and dividends
• Any situation where you're not sure what you owe

Not sure which applies to you? Fill out our form and we'll confirm before you pay. Or message us on live chat.

Capital Gains Tax applies when you sell or dispose of an asset that has increased in value. The main ones are:

• Residential property that isn't your main home (second homes, buy-to-lets, inherited property)
• Shares and investment funds held outside an ISA
• Cryptocurrency
• Business assets including goodwill
• Personal possessions worth more than £6,000, such as jewellery or art

Assets that are exempt include your main home (in most cases), anything held inside a Stocks and Shares ISA, your car, and UK government bonds (gilts).

The gain is calculated as the sale price minus the original purchase price and any allowable costs such as legal fees or improvements.

Usually not, if it was your main home for the entire time you owned it. Private Residence Relief (PRR) exempts the gain from CGT in that case, and you wouldn't normally need to report the sale to HMRC either.

However, CGT can apply — or PRR can be reduced — in these situations:

• You let the property out at any point during your ownership
• You used part of the property solely for business (not just occasional home working)
• The property wasn't your main home for the entire ownership period
• The garden or grounds are very large (over half a hectare)

In these cases, part of the gain may still be exempt, but you'll need to calculate how much.

If you're unsure whether your sale triggers a reporting requirement, message us on live chat.