Frequently Asked Questions

Yes, we can file returns for previous tax years.

Late returns can still be filed, and it's always better to file late than not at all — penalties stop growing once the return is submitted.

HMRC can go back up to 20 years in cases of serious non-compliance, but for most people the main concern is the last few years. We'll handle each year separately and let you know what penalties or interest may apply.

Message us on live chat and we can talk through your situation, or book a call with us if you'd prefer.

Yes, all of these fall under our £199 Advanced Tax Return.

Cryptocurrency disposals need to be reported as capital gains, and any staking or mining income may also be taxable.

Foreign income needs to be declared even if tax has already been paid abroad, though you may be able to claim Foreign Tax Credit Relief to avoid being taxed twice.

RSUs and share options can be particularly complex — the taxable event, the amount liable, and how to report it depends on the scheme type.

We handle all of these regularly and will make sure everything is done correctly.

It depends on your income sources, but here's what's typically needed:

• Your P60 or P45 from your employer
• Bank statements or summaries showing savings interest received
• Dividend vouchers or an investment platform summary
• Self-employment income and expenses for the year
• Rental income figures and allowable costs
• Any pension income details
• P11D if your employer provided benefits

You don't need to have everything perfectly organised before you start — fill out our form with what you have and we'll tell you exactly what else we need.

The Simple Return at £149 covers most straightforward situations: employment income alongside freelance or self-employment earnings, rental income from one or two properties, dividend income, or savings interest. If your tax affairs are fairly standard and all your income is UK-based, this is the right option.

The Advanced Return at £199 is for more complex situations, including:

• Cryptocurrency gains or income
• Foreign income or overseas employment
• RSUs, EMI options, or other share schemes
• Income from multiple properties
• Director's salary and dividends
• Any situation where you're not sure what you owe

Not sure which applies to you? Fill out our form and we'll confirm before you pay. Or message us on live chat.

If you sell a UK residential property that isn't fully covered by Private Residence Relief and there's CGT to pay, you must report the sale and pay the tax within 60 days of the completion date.

This applies to: second homes, buy-to-lets, inherited properties you didn't live in, and any property where PRR only partially applies.

The 60-day clock starts from the completion date — not the date you exchanged contracts. It's 60 calendar days, so weekends and bank holidays count.

Even if your gain is small or you think you might not owe much, you still need to report within 60 days if there's any taxable gain at all. This is completely separate from your annual Self Assessment return.

Missing the deadline results in an automatic late filing penalty from HMRC.

If you've recently completed a property sale, message us on live chat as soon as possible so we can get started within the window.

Only one property can be your main home at any one time for CGT purposes.

Your main home is covered by Private Residence Relief and is generally exempt from CGT when you sell it. The other property — whether it's a second home, a buy-to-let, or a property you've inherited — won't benefit from PRR and any gain on sale will be subject to CGT.

If you own two properties and haven't formally nominated one as your main residence, HMRC looks at the facts: where you spend most of your time, where you're registered to vote, where your post goes, and so on.

You can formally nominate your main residence by writing to HMRC within 2 years of first owning two homes at the same time.

If you've recently acquired a second property or are planning to sell one, message us on live chat or book a call with us — it's worth getting advice on your specific situation.

Yes. Before we calculate your CGT liability, we check every available relief to make sure your bill is as low as it legally can be.

The main ones we look at are:

Private Residence Relief (PRR): if the property was your main home for any part of your ownership, this can significantly reduce or eliminate the taxable gain.

Lettings Relief: in limited circumstances, if you lived in the property at the same time as letting part of it, you may be entitled to additional relief.

The Annual Exempt Amount: the first £3,000 of gains each year is tax-free, and for joint owners each person gets their own allowance.

Allowable costs: purchase costs, legal and estate agent fees, stamp duty, and the cost of any improvements to the property can all be deducted from the gain.

We do all of this as part of the service — you don't need to work any of it out yourself.

Private Residence Relief (PRR) is the tax relief that exempts the gain on your main home from Capital Gains Tax.

If you lived in the property as your only or main residence for the entire time you owned it, the full gain is exempt and you don't need to report the sale.

PRR also covers the final 9 months of ownership automatically, even if you've already moved out by then. So if you moved out and rented the property before selling, the last 9 months still count as a period of residence for relief purposes.

PRR is reduced proportionally for any periods where the property wasn't your main home — for example, if you owned it for 10 years but only lived in it for 7, roughly 70% of the gain (plus the final 9 months) would be exempt.

If you're not sure whether PRR applies to your sale in full or in part, message us on live chat — it's one of the most common areas where people either over or underpay.